How this page connects. Every debt here is an owe-role vendor from your Vendor Book — the same record, seen through a payoff lens. This page reads that data live and never edits it. To add a debt or change its balance, APR, payment, statement date, or type, do it on the Vendor Book; it shows up here within a second.

The only thing this page saves is your payoff plan per debt — the extra you'd throw at it and any past-due amount you're catching up. That's stored separately (the debtPlans field), so it can't disturb the runway, vendors, or investments. Balances roll forward from your last statement date automatically. Amortizing and revolving debts use interest math; settlement debts (like Aven) count down flat with no interest.